Bitcoin works better in a Solo 401k.
The Solo 401k is the best way to save for retirement in the Bitcoin age, combining the strengths of both IRA and 401k accounts and solving the weaknesses.
Same Bitcoin, minus the capital gains tax
Watch your Bitcoin grow without paying a dime in capital gains tax. With a Solo 401k, you won’t owe any taxes until your funds are withdrawn. And if eligible for a Roth IRA, there’s no tax liability at all.
Buying Bitcoin in a Solo 401k is easy
Setting up a Solo 401k retirement plan is easy and it puts you in control with access to a world of investment options like Bitcoin, cryptocurrencies and much more. Plus it allows for tax-deductible contributions much larger than an IRA or standard 401k.
Solo 401k, the retirement account for Bitcoiners
We’ve partnered with Gemini to give you a simple, elegant, and secure platform to build your crypto portfolio with the tax benefits of a retirement plan.
Instantly Buy & Sell Bitcoin
Buy or sell Bitcoin in your retirement plan with just a few clicks
Automatic Recurring Buys
Set your daily, weekly or monthly buys, and we'll take it from there
Low Fees
Pay only 1% when you buy and sell Bitcoin and get free qualified rollovers
Cold Storage Available
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Industry Leading Security
Gemini is dedicated to creating the most secure Bitcoin infrastructure possible.
Earn Up to 8% APY
More than 100x the average national interest rate
Mega Backdoor Roth Enabled
Contribute more after-tax dollars and grow your retirement savings tax free
Automated Compliance
We make compliance easy so you can focus on your business
Fast, easy and compliant Solo 401k Setup
For 17 years, we’ve helped thousands of happy customers take control of their retirement with a Solo 401k.
Solo 401k
Fully Self Directed-
IRS Approved 401(k) Documents
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Ongoing Plan Maintenance & Support
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Unlimited Free Rollovers
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No Transaction Fees
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Bank, Brokerage & Crypto Account Access
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Checkbook Control
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Line of Credit up to $50,000
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IRS Opinion Letter
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Form 5500-EZ Preparation
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One-Click Annual IRS Maintenance
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Download Documents In 3 Hours
Refund Policy
Solo 401k vs Self Directed IRA
The Solo 401k offers unmatched flexibility and a wide range of alternative investment options like Bitcoin so you can grow your money faster.
Solo 401k | Self Directed IRA | |
|---|---|---|
Invest In Bitcoin | ||
Maximum Tax Deduction | $61,000 | $6,000 |
Easy Administration | ||
Traditional & Roth | ||
Bankruptcy Act Creditor Protection | ||
Tax-Free Participant Loans | ||
Be Your Own Custodian |
Venture beyond Bitcoin
If that’s your thing…
Digital Assets
Real Estate
Startups
Traditional Assets
Alternatives
Free rollovers, roth's & spouse accounts
Your Solo 401k is four accounts in one, and there are no transaction fees or rollover fees.
- Traditional account (tax-deferred)
- Roth account (tax-free)
- Traditional account for your spouse
- Roth account for your spouse
- Unlimited free rollovers
- No transaction fees
- All included for one low price
Retire with Bitcoin—Deduct up to 10X more than an IRA
Contribution limits are based on net earnings from self employment. The more you earn from self employment, the bigger the tax deduction you get for saving and investing for your future. The Solo 401k’s unique tax structure and powerful investment options make it an excellent choice for Bitcoin investors who need both retirement security as well as tax efficiency.
Take a $50,000 loan instantly
No credit check, no bank—instant approval—all from within your Solo 401k online dashboard.
- No bank or underwriting required; Zero loan fees
- Instant approval and funding from your 401k
- Loan amount up to the lesser of 50% of your account balance or $50,000
- Additional spouse loan available up to an additional $50K
- Use loan proceeds for any purpose
- Pay 4.25% interest into your Solo 401k instead of to a bank
Watch Your Money Add Up Faster
The difference this can make in your finances is significant due to the effects of larger contributions and a higher growth rate.
* Illustration assumes net earnings from self employment of $148,000/yr, maximum Solo 401k contributions of $56,000/yr and investment growth of 12%/yr with alternative investments; compared to maximum contributions into IRA of $6,000 and SEP IRA of $37,000 with compound annual growth rate equal to that of S&P 500 in 2000-2018, including dividends, which is 4.83%.
Get the FAQ's on The Solo 401k
There are two elements needed to qualify for a Solo 401k:
1) The presence of self-employment business activity and
2) the absence of full-time employees. Please see our page on Solo 401k
The application will only take you a few minutes. After you submit your application to us, we’ll have your documents prepared and delivered to your private encrypted 401k document dashboard in just a couple hours! You have access to your private 401k dashboard 24/7 so you can begin a rollover at 2 am without waiting for someone to have to send you any paperwork. However, the Nabers Group team is always a phone call, email or online chat away to answer any of your questions and make sure you’re well supported.
You can rollover almost any type of retirement plan into the Solo 401k, including a traditional IRA, another 401k plan, 403b, pension plan, TSP, etc. The only retirement plan that cannot roll into a Solo 401k is a Roth IRA as per IRS rules.
You’ll receive a check in the mail for your rollover funds with the check made payable to your new Solo 410k trust. Nabers Group never touches your money so it’s safe in your hands as your own 401k trustee. Nabers Group is not a custodian so we don’t manage your investments. You are your own custodian, giving you full freedom and flexibility to invest your funds any way you choose.
You can rollover a portion or all of your funds into the Solo 401k plan. It’s your choice.
You can rollover cash and/or in-kind assets. Our rollover paperwork will give you a section to note if and how you’d like to rollover in-kind assets such as stocks, bonds, or even real estate.
As of 2022, you can contribute up to $61,000 (or $69,500 if you are age 50 or older). If your spouse participates in the Solo 401k plan with you, double that contribution amount!
Yes, you can!
Yes! Ever since the Pension Protection Act was passed in 2006, you have the ability to do a tax free transfer, or “rollover,” of retirement funds from one retirement account to another.
You must meet 2 requirements to open a Solo 401k:
1) Entrepreneurship – This can be working as a freelancer, independent contractor, or business owner. This can be in the form of a sole proprietor or a formal corporation or LLC. Your entrepreneurship can be brand new, part time, or full time.
2) No full time employees – If you pay yourself a W2 paycheck that’s fine, but no outside W2 employees who work 1000+ hours a year.
No. With a Solo 401k, you can be your own custodian.
Yes! And it’s better than a self directed IRA because your Solo 401k is exempt from taxes on leveraged real estate profits.
Have more questions?
Wondering if a Solo 401k is right for you?
Book a free no-pressure call with a Self Directed Retirement Expert and get answers to your questions.
Read up on self directed retirement
Nabers Group is a A+ Better Business Bureau Accredited business with a fanatical dedication to excellence in customer service and lifetime customer support to our accountholders.
600 17th Street
Suite 2800
Denver, CO 80202
Phone: 877-765-6401
Fax: 775-201-1456
Email: [email protected]
Business Hours:
Monday-Saturday 8 am-6 pm MT
Sunday by appointment
Cryptocurrency services provided by Gemini Trust Company LLC.
