IT'S YOUR MONEY.
INVEST IN WHAT YOU WANT.
Did you know you can invest directly in real estate, precious metals, private equity, private lending, startups, Bitcoin and other cryptocurrencies... in addition to stocks, bonds, and ETFs?
IRA contributions max out at $6,000 per year; conventional 401k plans are limited to $20,500 per year. The Solo 401k allows contributions of up to $61,000 ($67,500 if you are age 50 or older)! This can be fully tax deductible or mixed with tax free "Roth" status.
Unlike a conventional loan, your Solo 401k will provide you a loan of up to $50,000 with automatic approval, and you can use the money for any purpose. Same day funding.
Others imitate—we innovate. This is the Original Solo 401k, fully self-directed and with checkbook control. Our deep history in this space has flourished into a thriving community with special events and unbeatable service. We're here for the long haul and care about our clients.
Signup today or call us at 877-SOLO-401K
(877-765-6401)
Affordable Monthly Fee
$499 one time setup
What Exactly Is a Solo 401k?
Solo 401k Common Uses
With a Solo 401k, you can borrow up to $50,000 tax-free, for any purpose, and your spouse can too.
Eliminate custodial risk, fees, and delays. As trustee of your Solo 401k, you manage the assets directly.
Compare Your Options
IRA vs Solo 401k
Limited vs Self Directed
Others vs Nabers Group
How It Works With Us
Your self-employed business is the sponsor of the plan. You are the trustee, which appoints you to manage the plan assets.
Open as many holding accounts as you like at virtually any bank or broker. As trustee, only you have authority over the accounts.
Here's What Solo 401k
Owners Are Saying
Watch The Video Now
The Nabers Group Difference
Our team started providing self-directed retirement accounts to investors like you back in 2004. We paved the way for investors and small business owners to take control of their retirement funds and buy alternative investments.
Watch the video now to hear from other Solo 401k accountholders and learn if Solo 401k might be right for you.
Need Answers?
Can I move funds into a new Solo 401k from an IRA or other 401(k)/457/403(b) retirement account?
Yes! Ever since the Pension Protection Act was passed in 2006, you have the ability to do a tax free transfer, or "rollover," of retirement funds from one retirement account to another.
Do I have to own a business?
You must meet 2 requirements to open a Solo 401k:
1) Entrepreneurship - This can be working as a freelancer, independent contractor, or business owner. This can be in the form of a sole proprietor or a formal corporation or LLC. Your entrepreneurship can be brand new, part time, or full time.
2) No full time employees - If you pay yourself a W2 paycheck that's fine, but no outside W2 employees who work 1000+ hours a year.
Can my spouse participate in my Solo 401k too?
Yes, it is possible for your spouse to participate in your Solo 401k, without having to create another Solo 401k plan. He/she will be able to rollover and contribute funds alongside you.
This also means you and your spouse can combine your retirement funds for investments, which is illegal in IRAs.
Do I need a custodian?
No. With a Solo 401k, you can be your own custodian.
Do I need an LLC to get "checkbook control"?
No. Because you don't need a custodian, you also don't need to create a "checkbook control" LLC. Your "checkbook control" feature is built in to your Solo 401k.
This saves you fees, delays, and the potential of getting into compliance trouble as most self directed IRA fraud happens in custodian accounts.
Can my Solo 401k buy real estate?
Yes! And it's better than a self directed IRA because your Solo 401k is exempt from taxes on leveraged real estate profits.
Can my Solo 401k buy Bitcoin?
Yes! Your Solo 401k can buy Bitcoin, Ether, Litecoin, Dash, and thousands of other cryptocurrencies. It's the fastest growing asset class in the world, and you can tap into a market that has grown over 1000% in the past year, using your Solo 401k.
Can my Solo 401k be ROTH?
Yes! ROTH is a special tax treatment that allows you to not only grow your money tax free, but make retirement distributions tax free as well.
You can have traditional and Roth funds all in one Solo 401k, and your spouse can too. This means it's like 4 retirement accounts in one.
Ask Any Question...
Solo 401K experts at Nabers Group will help you get your retirement funds into your control, where they belong.
600 17th Street
Suite 2800
Denver, CO 80202
Phone: 877-SOLO-401 [877-765-6401]
Fax: 775-201-1456
Email: [email protected]
Business Hours:
Monday-Saturday 8 am-6 pm MT
Sunday by appointment
Cryptocurrency services provided by Gemini Trust Company LLC.
